Learn About Mortgages
Everything you need to know about home buying, mortgage financing, and making smart financial decisions. From first-time buyers to refinancing experts.
1Getting Started
Home Buying Process Guide
A complete step-by-step guide from saving for a down payment to closing on your new home.
10 min read
Understanding Mortgage Basics
Learn the fundamental concepts: principal, interest, amortization, and how mortgages work.
8 min read
Types of Mortgages Explained
Compare Conventional, FHA, VA, USDA, and Jumbo loans to find the best fit for your situation.
12 min read
2Planning & Affordability
How Much House Can You Afford?
Learn about the 28/36 rule, debt-to-income ratios, and budgeting for your home purchase.
7 min read
How Mortgage Interest Rates Work
Understand what affects your rate, current trends, and strategies to get the best deal.
9 min read
Rent vs. Buy: Which Is Right for You?
Analyze the pros, cons, and long-term financial implications of renting versus buying.
8 min read
3Advanced Strategies
Private Mortgage Insurance (PMI) Guide
What PMI is, when it's required, how much it costs, and strategies to avoid or remove it.
6 min read
Extra Payments & Early Payoff Strategies
Discover how extra payments can save thousands in interest and shorten your loan term.
7 min read
Understanding Amortization
Learn how your payments are applied over time and why early payments have more impact.
6 min read
Ready to Apply What You've Learned?
Use our AI-powered mortgage calculator to explore different scenarios and find the perfect financing solution for your dream home.
Try the Calculator